Buy here, pay here
Financing handled here, by us
No bank sitting in the middle. We look at your situation rather than only a credit score, and you get an answer the day you ask.
Credit history is one part of the picture, not the whole of it.
Because we finance the cars on our own lot, the decision belongs to us. That means we can weigh things a bank never sees — steady work, a good rental history, someone who has bought from us before.
We have put drivers from Port Orange, South Daytona and Daytona Beach into reliable cars for years this way. What we will not do is promise an approval before we have met you. Anyone who does is not being straight with you.
The process
Three steps, start to finish
- 01
Find something you like
Look through what is on the lot, online or in person. If you are not sure what fits your budget, tell us the number you can work with and we will point you at the right cars.
- 02
Sit down with us
Bring your documents and we will go through it together — down payment, weekly or monthly amount, what the whole thing actually costs. No pressure and no runaround.
- 03
Drive it home
Paperwork is signed here, not sent off to a bank for three days. Most people who come in prepared leave the same afternoon.
Before you come in
What to bring
- Valid government-issued photo ID
- Proof of income (pay stubs or bank statements)
- Proof of residence (utility bill or bank statement)
- References, if we ask for them
- Your down payment
Requirements vary a little by vehicle. Call ahead and we will tell you exactly what to bring so you are not making the trip twice.
Rather just ask?
Call the lot during business hours and talk it through with whoever answers. It is a small place — you will get a real person who knows the inventory.
(386) 281-5385- Mon – Fri
- 10:00 AM – 6:00 PM
- Sat & Sun
- Closed
Get in touch
Send a financing inquiry
Tell us roughly what you are looking for and we will follow up to talk it through.
All financing subject to approval. Terms, down payment amounts and requirements vary by vehicle and by applicant. Contact us to discuss the options available to you.